Elisabeth Rhyne.

Elisabeth Rhyne

As managing director of the Center for Financial Inclusion at Accion, Elisabeth Rhyne worked to bring together diverse leaders to address challenges in inclusive finance.

She is a co-creator of the Smart Campaign, a global movement promoting client protection in microfinance and beyond. As senior vice president of Accion from 2000-2008, Ms. Rhyne led Accion’s initial entry into Africa and India, directed the organization’s research efforts to develop new financial products, and managed Accion’s publications and educational activities.
Prior to joining Accion, Ms. Rhyne served at the U.S. Agency for International Development (USAID) from 1985 to 1998, where she developed and led USAID’s Microenterprise Initiative.

Ms. Rhyne has published numerous articles and five books, including Mainstreaming Microfinance: How Lending to the Poor Began, Grew and Came of Age in Bolivia and The New World of Microenterprise Finance (both Kumarian Press). Her most recent book is Microfinance for Bankers and Investors (McGraw-Hill). Ms. Rhyne’s experience includes eight years in Kenya and Mozambique, consulting for governments, international organizations, and microfinance institutions. She holds a bachelor’s degree from Stanford and a doctorate from Harvard.



Areas of expertise

Financial Inclusion
Consumer Protection


Digital, financial products, EduFin, BBVA
04 May 2020

Measuring financial health

Financial health is a potentially powerful concept that is attracting interest around the world. The citizen, the politician...

Global Microscope 2016: Analysis of the envi...
01 September 2016

Global Microscope 2016: Analysis of the envi...

The potential benefits of financial inclusion are important: for individuals and small entrepreneurs.

Other works

By the Numbers: Benchmarking Progress Toward Financial Inclusion

By the Numbers is a quantitative review of the current status of financial inclusion globally, which relies on the two Findex datasets supplemented by data from the EIU Global Microscope 2014, UN, World Development Indicators, IMF, Alliance for Financial Inclusion, and the GSMA State of the Industry.

Seizing the Moment: On the Road to Financial Inclusion

In this report, we look at why financial inclusion matters and why we are confident it can be achieved in the foreseeable future . Through many conversations, we have learned that most of the solutions already exist. Innovative action is already happening, among organizations and companies large and small. We hope that the vision and way forward outlined here will help the actions of such stakeholders to build on each other to make financial inclusion a reality sooner than ever thought possible, and to enable financial inclusion to develop in a way that benefits the millions – or billions – of new clients.