María José Roa

Senior Researcher at CEMLA

Logo

María José Roa holds a Ph.D. in Economics from Universidad Autónoma de Madrid, Spain. She has been teaching and researching for twenty years. Her research is mainly on economic growth, financial inclusion, behavioral finance, personality psychology in economics, and financial education. She has lectured at Carlos III University in Madrid (Spain), the Center for Economic Research and Teaching in Mexico (CIDE) (México) and Ohio State University, (USA), among others. Her work has been published in international indexed journals. She is currently Senior Researcher at the Center for Latin American Monetary Studies (CEMLA). She coordinates several education and financial inclusion research initiatives and projects with Central Banks in Latin America and the Caribbean, and is member of the INFE/OECD Research Committee.

7

PUBLICATIONS IN THE CENTER

Publications

Financial decisions of households and financ...
01 January 2016

Financial decisions of households and financ...

In recent decades there has been a growing interest in understanding the financial decisions of households.

Can financial inclusion and financial stabil...
01 February 2016

Can financial inclusion and financial stabil...

This study addresses the relation between financial inclusion and financial stability. In order to do so, we review studies o...

Financial Inclusion in Latin America and the...
01 April 2015

Financial Inclusion in Latin America and the...

This study presents a general overview of financial inclusion in Latin America and the Caribbean.

Financial education and behavioral finance: ...
01 October 2011

Financial education and behavioral finance: ...

Recent empirical evidence based on surveys and experimental activities within the fields of behavioral finance and financial ...

Formal Saving in Developing Economies
01 December 2016

Formal Saving in Developing Economies

This paper discusses the determinants of and the barriers to formal saving both from the theoretical point of view and based ...

Overview of mobile money in Latin America an...
01 July 2017

Overview of mobile money in Latin America an...

The purpose of this document is to provide a general overview of mobile money in Latin America and the Caribbean.

Educación e inclusión financieras en América Latina y el Caribe
01 October 2014

Financial education and inclusion in Latin A...

Program of central banks and financial superintendencies.