Eight Ways to Measure Financial Health

Financial Education, BBVA EduFin


This paper takes a closer look at the eight indicators Center for Financial Services Innovation (CFSI) have identified and ways that providers can help.

These indicators are: (1) Spend less than income (2) Pay bills on time and in full (3) Have sufficient living expenses in liquid savings (4) Have sufficient long-term savings or assets (5) Have a sustainable debt load (6) Have a prime credit score (7) Have appropriate insurance and (8) Plan ahead for expenses.

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Financial Health

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Working paper




Private sector, public sector, regulators, academics



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