Eight Ways to Measure Financial Health

Financial Education, BBVA EduFin


This paper takes a closer look at the eight indicators Center for Financial Services Innovation (CFSI) have identified and ways that providers can help.

These indicators are: (1) Spend less than income (2) Pay bills on time and in full (3) Have sufficient living expenses in liquid savings (4) Have sufficient long-term savings or assets (5) Have a sustainable debt load (6) Have a prime credit score (7) Have appropriate insurance and (8) Plan ahead for expenses.

Full content of the publication


Financial Health


Sarah Parker

Director, Center for Financial Services Innovation (CFSI)

Nancy Castillo

Thea Garon

Rob Levy

Additional Information

Date published


Document Type

Working paper




Private sector, public sector, regulators, academics



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