The 2019 TIAA Institute-GFLEC Personal Finance Index (P-Fin Index) represents the third wave of a long-term project to annually assess financial literacy among the U.S. adult population.
The P-Fin Index measures the knowledge and understanding that enable sound financial decision making and effective management of personal finances. The index relates to common financial situations that individuals encounter. The P-Fin Index is unique in its capacity to produce a robust measure of overall personal finance knowledge and a nuanced analysis of knowledge across eight areas of personal finance in which individuals inherently function.
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